Freelancer Hourly Rate Calculator
Free CalculatorWork out the hourly rate you need to hit your income goal, based on real billable hours and expenses.
100% private
Runs in your browser β no numbers leave your device.
Your numbers
The take-home pay you want to earn in a year, before expenses.
Hours you can actually invoice β not admin, sales, or breaks.
Weeks you work after subtracting holidays and time off.
Software, taxes, insurance, and other yearly business costs.
Hourly rate
US$78.26
Charge this to cover income plus expenses.
Billable hours/year
1,150
Total invoiceable hours across the year.
How it works
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How to set your freelance rate
Setting a freelance rate is not about guessing a round number β it is about working backwards from what you need to earn. Start with your target annual income, factor in how many hours you can actually bill each week, and account for the weeks you take off. Most freelancers overestimate their billable hours because admin, sales, and downtime eat into the day.
Then add your expenses: software subscriptions, taxes, insurance, equipment, and health coverage all reduce your take-home pay. This calculator combines income and expenses, then divides by your real billable hours to reveal the hourly rate you should charge. Use it as a floor, then adjust upward for value, demand, and specialised skills.